Cost of Child Care in Massachusetts (2026)

Average daycare costs, city comparisons, subsidy eligibility, and cost-saving strategies for Massachusetts families.

How Much Does Daycare Cost in Massachusetts?

Quick answer: $2,195 per month is this page’s statewide planning estimate for full-time, center-based infant care in Massachusetts ($26,340 per year, or about $507 per week). Provider tuition is local and can vary by city, age, schedule, and program type.

The latest directly verifiable comparable statewide table reports $26,343 annually for full-time center-based infant care, divided by 12. It is a planning benchmark, not a provider quote. View the source and methodology.

In 2026, the average cost of child care in Massachusetts ranks #3 most expensive among all 50 states and D.C. Infant center-based care averages $2,195 per month ($26,340 per year), which translates to approximately $507 per week or $101 per day. Costs vary significantly by city, provider type, and child's age.

$2,195 per month Infant Care (0-12 mo)
$1,866 per month Toddler Care (1-3 yr)
$1,537 per month School-Age Care (5-12 yr)

Child Care Costs by City in Massachusetts

Prices vary substantially across Massachusetts communities. City, neighborhood, provider type, child age, hours, registration fees, and availability can all change a family’s actual tuition. Compare current quotes from licensed providers before choosing care.

Cost-Saving Tip: Licensed family child care homes, part-time schedules, employer benefits, and public assistance may reduce a family’s cost. Compare the full fee schedule, hours, and availability rather than assuming one provider type will be lower.

Child Care Subsidies in Massachusetts

Massachusetts families may have access to child care assistance through state or local programs. Income, work or education activity, child age, provider participation, funding, and waitlists can affect eligibility. Use the subsidy calculator as a preliminary screen, then confirm requirements with the responsible state or local agency.

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Tax Credits for Massachusetts Families

In 2026, eligible families may claim the Child and Dependent Care Tax Credit (CDCTC) on up to $3,000 of qualifying expenses for one qualifying person or $6,000 for two or more. The credit rate ranges from 20% to 50%, so the maximum credit is $1,500 for one qualifying person or $3,000 for two or more, before tax-liability limits. A Dependent Care FSA may generally exclude up to $7,500 of employer-provided dependent-care assistance from income ($3,750 for married employees filing separately). The same expense cannot be used for both benefits. Eligibility, filing status, earned income, and tax liability matter, so review IRS Form 2441 instructions or a tax professional before relying on an estimate.

Massachusetts Child Care: Key Facts

2026 planning estimate: $2,195 per month for full-time, center-based infant care

Annual planning equivalent: $26,340

Weekly planning equivalent: $507

Methodology: The latest directly verifiable comparable statewide table reports $26,343 annually for full-time center-based infant care, divided by 12. It is a planning benchmark, not a provider quote.

Source: Child Care Aware of America 2024 Affordability Analysis (2024).

Major Cities in Massachusetts

Child care costs in Massachusetts vary by location. Here are the major cities where families search for child care: Boston, Worcester, Springfield, Cambridge, Lowell, Brockton, New Bedford, Quincy, Lynn, Newton.

Counties Served

Our data covers child care providers across Massachusetts's major counties: Suffolk County, Middlesex County, Worcester County, Essex County, Norfolk County, Bristol County, Plymouth County, Hampden County, Hampshire County, Barnstable County.

Frequently Asked Questions

How much does daycare cost per week in Massachusetts?

This page uses a statewide planning equivalent of approximately $507 per week for full-time, center-based infant care. Actual weekly tuition can be higher or lower based on the provider, location, child age, and schedule.

How much is daycare per month in Boston?

The statewide planning estimate on this page is $2,195 per month for full-time, center-based infant care. Request current fee schedules from local licensed providers for a decision-ready price.

Do I qualify for child care assistance in Massachusetts?

Eligibility depends on current state and local rules, household income, work or education activity, child age, available funding, and provider participation. Use our subsidy eligibility calculator for a preliminary screen, then confirm with the responsible agency.

What is the cheapest type of child care in Massachusetts?

A licensed family child care home, a part-time schedule, a public-school program, or a community-based program may be less expensive in some local markets. Compare current prices, hours, age eligibility, transportation, and availability rather than relying on a statewide percentage difference.

How do Massachusetts child care costs compare to the national average?

The latest Child Care Aware of America national benchmark is $13,184 annually, or about $1,099 monthly, across its calculation methods. This page’s $2,195 figure is a statewide planning estimate for full-time, center-based infant care, so it should not be treated as a direct provider-to-provider comparison.

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